债权债务英语及相关术语

Debt is a common financial concept that plays a significant role in the economy. In simple terms, debt refers to the money that one party owes to another. The party owing money is known as the debtor, while the party to whom the money is owed is referred to as the creditor. The relationship between the debtor and the creditor is known as a debt obligation or a debt relationship.

Debt can take various forms, such as loans, bonds, mortgages, credit card balances, and other types of financial obligations. It is essential to understand the terminology related to debt, especially in the context of creditors and debtors. Here are some key English terms and concepts related to debt:

1. Creditor: A creditor is a person or institution that lends money or extends credit to another party. Creditors can be individuals, banks, financial institutions, or governments.

2. Debtor: A debtor refers to an individual or entity that owes money to a creditor. Debts can arise from various sources, such as loans, purchases on credit, or financial agreements.

3. Principal: The principal refers to the original amount of money borrowed or owed. It is the initial sum that the debtor must repay to the creditor, excluding interest or fees.

4. Interest: Interest is the cost of borrowing money, usually expressed as a percentage of the principal. It is the additional amount that the debtor must pay on top of the principal as compensation for using the creditor's funds.

5. Collateral: Collateral is an asset or property pledged by a borrower to secure a loan. In the event of default, the creditor may seize the collateral to recover the outstanding debt.

6. Default: Default occurs when a debtor fails to repay the debt obligation as agreed upon in the loan or credit agreement. It can lead to legal actions and may impact the debtor's creditworthiness.

7. Loan Agreement: A loan agreement is a legal contract between the creditor and the debtor that outlines the terms and conditions of the loan. It includes details such as the principal amount, interest rate, repayment schedule, and any additional fees or penalties.

8. Credit Rating: A credit rating is an evaluation of the debtor's creditworthiness, assessing the likelihood of repayment. Credit ratings are typically assigned by credit rating agencies based on the debtor's financial history, income, and other relevant factors.

Debt and the related terminologies play a crucial role in the economy as they facilitate borrowing and lending activities. Understanding these concepts is essential for individuals, businesses, and governments to make informed financial decisions, manage their debts responsibly, and maintain a healthy financial position.

精彩评论

王亚晖 2023-12-05

债务的英文：debt。债务，“债权”的对称。是指债的法律关系中。creditors creditor 债权人的债权人 attaching creditor 行使扣押权的债权人 default of creditor 债权人违约， 债权人 petitioning creditor 出具请求书的债权人。

时光尽头的恋人 2023-12-05

海词词典，最权威的学词典，专业出版债权债务的英文，债权债务翻译，债权债务英语怎么说等详细讲解。海词词典:学变容易，记忆很深刻。

安森垚 2023-12-05

句中的“债权和债务”一般用“criditors rights and debts”来翻译，而本款中的“债券和债务”是由本合同的履行而产生的，况且还是一种“未清偿的债权和债务”，因此。美[det] 英[det] n.债务；情义；罪孽 网络负债类；欠债；国债 复数:debts 搭配 同义词 反义词 v. n. pay debt，reduce debt，repay debt，owe debt。

楚君 2023-12-05

债权=CREDITS RIGHT。debt，英文单词，名词，作名词时意为“债务；借款；罪过”。 debt 英[det] 美[dt]n. 债务； 负债情况； 义务； 罪，过失；[例句]Three years later。

姐姐好胸哦 2023-12-05

1)credit and debt债权债务 英文短句/例句 (vi) Both the obligees rights and obligors obligations were assumed by one party；(六)债权债务同归于一人。沪江词库精选债券债务英文怎么写、英语单词怎么写、例句等信息 bonded debts 相似短语 bonded foctory 保税工厂 bonded phase 键合相。

半月谈 2023-12-05

英[det] n.债务；欠款；借款；恩情 网络欠债；负债；债权 复数:debts 搭配 同义词 反义词 v. n. pay debt，reduce debt，repay debt，owe debt，settle debt adj. n. bad debt。

莹莹 2023-12-05

海词词典，最权威的学词典，专业出版债权的英文，债权翻译，债权英语怎么说等详细讲解。海词词典:学变容易，记忆很深刻。债权的英文: creditors rights 参考例句: The liquidation group shall carry out registration of creditors rights. 清算组应当对债权进行登记。

不悔 2023-12-05

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